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Why Use a Mortgage Broker?

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1. Choice

The first reason to work with a GoldSmith Financial Mortgage Broker instead of directly with a bank or retail mortgage lender is the element of choice. Our Brokers have access to a wide range of lenders including mortgage lenders, major banks and financial institutions, credit unions, and private lenders. We analyze your unique needs to find the best mortgage option possible.

2. Better Rates

A wide range of lending options to choose from means we can secure more highly competitive mortgage rates and terms. We’re able to compare rates at thousands of various lenders and banks to find the lowest rate available. GoldSmith Financial Mortgage Brokers are experts at getting you the best deal possible by
utilizing our resources and expertise.

3. Lower Pricing and Fees

Unlike large retail lenders and banks who pass on overhead costs to consumers from activities such as TV advertisements, extravagant office space rental and executive compensation, GoldSmith Financial ensures your money goes directly to the mortgage products you’re purchasing. Also, since we’re able to leverage our
connections in all areas of the real estate industry, we can negotiate cheaper fees and prices on behalf of our clients.

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4. Objectivity

GoldSmith Financial Mortgage Brokers work for our clients, not the lenders. Unlike retail lenders and banks who are incentivized to close as many loans as possible without the borrower’s best intention, our brokers are transparent, objective and focused on ensuring we match our clients with the best product available.

5. Tailored Solutions

Leveraging our extensive experience in the mortgage industry, our Brokers can assist a wide range of clients including those previously declined by major banks, self-employed individuals, past credit problems, minimal down payment, first time homebuyers, etc. Whatever your unique circumstance, we have a mortgage option
for you.

6. Timely & Effective

While banks and lenders offer limited office hours, here at GoldSmith Financial we are committed to supporting our clients when they need us, in a way that fits your busy life. We offer in-person, over the phone and virtual consultations to accommodate your busy lifestyle. We’re available 24/7 and are happy to assist with any of your questions or concerns whatsoever.

7. Service

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Our clients are everything to us. Unlike large lenders and banks who are incentivized to close your loan and move on, GoldSmith Financial is here for you every step of the way. We work tirelessly to ensure your every need is met and will do whatever it takes to do so.

8. Ongoing Support

A mortgage is a long-term financial commitment and that’s why at GoldSmith Financial our support doesn't stop after your mortgage closes. Our Brokers will continue to check-in throughout the lifecycle of your mortgage using various loan tracking systems in order to identify refinancing opportunities that further benefit our clients.